4. Who do I need to talk to first? A Loan Officer or a Real Estate Agent?
(Please excuse grammatical mistakes - this is a direct transcription of the original video.)
Number four, who do I need to talk to first, a loan officer or a real estate agent?
The answer is the loan officer. I know a lot of real estate agents might not like to hear this, but they really can't do anything with you until they know where you stand financially.
But you know what everyone always gets this ass backwards, they always talk to the real estate agent first, and then they want to look at a house and everything and they want to make an offer.
And they just like, "How much can you afford?" And you're like, "I don't know." And then - so come on, common sense guys. Pretend you went shopping and you don't know your shoe size - got to try it on, right? That's what a preapproval is. Actually there may be an exception. It does make sense to talk to a real estate agent that you love, know and trust. That way, if you don't have a loan officer, you can ask them for a referral or a suggestion. And that way you are being guided to someone that you know is already vouched for, or, you know, you're, you're being referred to someone who- they already have a working relationship with. So you might have me there.
Also if you want to set up a ZOOM CALL or PHONE CALL to learn more about this particular topic, you can do so by setting an appointment with First Time Home Buyer Coach Larry Le here: www.homeloandate.com.
If you want to start the home buying process you can follow any of these options:
- Call/Text Loan Officer Larry Le right away at 214-225-6323
- Email Loan Officer Larry Le at [email protected]
- Start the preapproval process on your own - you can start at www.LarryLeTeam.com or https://larryle.floify.com/apply-now
- Set an appointment to speak to Loan Officer Larry Le on the phone or via ZOOM at www.homeloandate.com
Also you can check out Loan Officer Larry Le's blog at http://yourmortgageinsider.com for information, news, and updates on the mortgage and housing industry or check out his YouTube channel at https://www.youtube.com/channel/UCYYE06pvAn0lG7proyLIUqQ.
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